There are a few compelling reasons and benefits why you should consider a Leasing-to-Own arrangement.
● First, you may want to purchase a home but your credit history is interfering with your ability to qualify for a mortgage or one with a competitive rate of interest. As outlined above, Integrity’s Lease-to-Own program provides you with valuable time and opportunity needed to improve your creditworthiness. At the same time, you will be making payments that are designed to help you with the purchase of your home while you are renting it.
● Secondly, you presently may not have the financial resources to make a down payment on a home. Integrity’s Lease-to-Home program creates a great opportunity to purchase a house in a specific neighborhood when you simply cannot afford to make the purchase right away.
●Thirdly, property values in some areas may rise or a specific location may especially appeal to you now. Locking in a competitive purchase price now is a good way to guarantee and make certain that the property at the current value remains secure for you in the future. It will enable you to have more time to plan to achieve the necessary funds required to make your purchase. Additionally, a Lease-to-Own will keep you on the right track since you will be making regular payments that can be credited toward the purchase. For example, if your premium fee is $250 per month, after only one year that amounts to $3,000. Add that to your $3,000 deposit and you already have $6,000 towards the down payment and $12,000 after 3 years.